New Social Security Disability Payments Arrive April 9 with COLA Increase

WASHINGTON, D.C. — Millions of Americans receiving Social Security Disability benefits will see their next monthly payment on April 9, 2025, including a Cost-of-Living Adjustment (COLA) increase of 2.5%. This adjustment is intended to help beneficiaries cope with inflation and rising costs of essential goods.

The April 9 payment is designated for disability beneficiaries born between the 1st and 10th of the month, per the Social Security Administration‘s (SSA) birthdate-based payment schedule. This group, which always receives its payments first each month, is set to benefit from the COLA increase implemented in January 2025. For eligible beneficiaries, the maximum monthly payment can reach up to $4,018, depending on prior earnings and work history.

The SSA has also updated the Substantial Gainful Activity (SGA) thresholds for 2025, an important factor determining ongoing eligibility for disability benefits. These thresholds specify how much a person can earn while still qualifying for benefits, which is crucial for those attempting to return to work.

Beyond the COLA, several adjustments have taken effect in 2025. Notably, the maximum taxable earnings limit has increased to $176,100. This change not only affects working individuals but is part of a broader effort to ensure the long-term financial stability of the Social Security system.

“Staying informed about these changes is essential for disability recipients,” said SSA spokesperson Karen Davis. “Policy shifts can impact payment amounts and eligibility rules, making it crucial for beneficiaries to be aware of their rights and responsibilities.”

The COLA increase aims to provide much-needed financial relief amid ongoing economic challenges. As inflation persists, many recipients rely heavily on Social Security as their primary income source, covering basic needs such as rent, groceries, and medical care.

For those wondering about their payment schedules, recipients should note the following: For individuals who began receiving SSDI before May 1997, payments typically arrive on the third day of each month. However, if that day falls on a weekend or holiday, payments may be issued one or two days earlier. Recipients starting benefits after May 1997 will receive payments on the second, third, or fourth Wednesday of the month based on their birth date.

In summary, as April approaches, beneficiaries can expect their payments on schedule, with the new COLA adjustment providing additional financial support. Beneficiaries are advised to respond promptly to any SSA inquiries to avoid potential disruptions in their payments.