Cadence Bank Reports Strong Q2 Results Amid Key Acquisitions

HOUSTON and TUPELO, Miss., July 23, 2025 — Cadence Bank reported its financial results for the second quarter ended June 30, 2025. The bank achieved a net income of $129.9 million, equating to $0.69 per diluted share.

In remarks shared by Dan Rollins, Chairman and CEO, the bank’s performance stems from robust organic growth and successful acquisitions. “Our second quarter results reflect another quarter of strong operating performance driven by continued organic balance sheet growth combined with the closing of the First Chatham transaction effective on May 1,” Rollins said.

Cadence Bank’s adjusted net income stood at $137.5 million, or $0.73 per diluted share, showing growth from prior quarterly figures. This increase was complemented by a significant rise in net interest revenue, which hit $378.1 million, up from $356.3 million in Q2 2024.

Return on average assets for the quarter was reported at 1.09%. Despite this slight decline from prior periods, the bank’s overall financial health remained strong with improved operational efficiency and solid credit quality.

Furthermore, the Board of Directors declared quarterly dividends of $0.275 per share for common stock, payable on October 1, 2025, and $0.34375 per share for Series A Preferred Stock, payable on August 20, 2025.

The bank’s balance sheet reflects continued growth, with loans and leases net of unearned income rising to $35.5 billion, a 12.6% annualized growth. Total deposits also increased slightly to $40.5 billion as of June 30, 2025.

Overall, Cadence Bank’s strategic mergers, including those with First Chatham and Industry Bancshares, position it well for future success and expansion in key markets.