Hurricane Season Begins: Experts Urge Preparedness for Active Year

PUNTA GORDA, Florida — As the 2025 Atlantic hurricane season officially begins on June 1, experts stress the importance of preparation following predictions of an above-normal storm season.

The National Oceanic and Atmospheric Administration (NOAA) has forecasted a 60% chance of increased hurricane activity this year, expecting between 13 to 19 named storms. Of these, 6 to 10 are predicted to escalate into hurricanes, including 3 to 5 potentially classified as major hurricanes.

“This outlook is a call to action: be prepared,” said NOAA National Weather Service Director Ken Graham. Residents should not wait until a storm approaches to gather essential supplies and review insurance policies.

Experts advise homeowners to closely assess their insurance coverage. Charles Nyce, a risk management and insurance professor at Florida State University, emphasized the significance of understanding policy limits and ensuring they reflect the current value of the home. “You risk being underinsured if you haven’t reviewed your coverage in a while,” he noted.

According to the American Property Casualty Insurance Association, many homeowners still have outdated coverage limits based on lower construction costs from previous years. The recent increases—36.3% in labor and 42.7% in materials—underscore the need for updates.

Bob Passmore, vice president of personal lines at the APICA, added that annual policy reviews are crucial, especially with hurricanes predicted. “This is a good time to do it,” he stated.

In preparation, Nyce recommends considering the structure’s deductible and hazard-specific coverages. “A wind deductible could pose additional out-of-pocket costs during a storm,” he cautioned.

Moreover, NOAA advises purchasing flood insurance, even for homeowners in low-risk areas. Flooding accounts for 90% of disaster damage in the U.S., and many families remain underprepared post-storm. “You can’t just buy it the day before an impending storm,” Nyce highlighted.

The communities impacted by last season’s Hurricane Helene continue to grapple with recovery. Many residents are still repairing homes and managing lingering effects. Local organizations, including the Red Cross, are promoting preparedness initiatives, assisting residents in creating go-kits for emergencies.

As the hurricane season progresses, officials stress that staying informed and vigilant can mitigate risks. “The time to act is now; don’t wait until it’s too late,” said Graham.